Posts Tagged ‘Spiral of poverty’

By Your Boot Straps: A Story that is all too Often True.

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By Your Boot Straps: A Story that is all too Often True.

Here’s how it happens.  You can’t get a job because you don’t have driver’s license.  You don’t have a driver’s license because you can’t afford to get one.  You finally save up enough money from doing odd jobs to learn how to drive after saving for two years to do it.  Then, you can’t afford a vehicle.  So you save for another two years to come up with $1,100 to buy a clunker, except you can’t afford the insurance.  So you drive without insurance because it’s your way to get to the legitimate job you finally got that will allow you to get insurance.  Then your tail light goes out because a mouse ate through your wiring.  The repair will cost a couple hundred dollars that you don’t have because you owe $3,000 to the utility company who just turned your power off.  You owe $3,000 because you didn’t have a job for four years while you were scrounging enough money to get a driver’s license and a car so you could get a job to pay your utilities before they get turned off.  Your pay goes to paying that off so you can cook the food you can’t afford and have to get in inadequate supply from the food pantry.  But…at least your working, so you have hope.

Then, you get a ticket for your tail light being out.  And you get another ticket at the same time for driving without insurance.  You couldn’t afford the light repair, so you sure can’t afford the tickets.  So you start saving to fix the light, and you have no choice but to drive anyway because that’s your only way to get to your job, and your job is your only hope.  Meanwhile, the time is ticking on paying your tickets.  Then you get a letter from the DMV saying that your license has been suspended for failure to pay the tickets that you can’t afford to pay for the tail light that you still can’t afford to fix.  You need the job, so you drive anyway…just to work and back.  You walk miles to do everything else.

Then, on your way to your job which is your only hope, you get pulled over again for the tail light.  They find out that you’re driving on a suspended license and they impound your car and give your another ticket that you can’t afford.  The impound lot charges $50 a day.  You don’t have $50 so it sits there adding up $50 a day to the point where you owe more than the car is worth.  And you try taking two buses to get to work, and get there late.  Twice.  And they fire you.  Now, you’ve lost your car, your driver’s license, AND your job…which was your hope.  And you have tickets that aren’t getting paid because you’ve lost your job and don’t have any money to pay them.

The power gets turned off again because you don’t have a job any more to make payments to keep it on.  Then your rent is late for the same reason and the landlord is calling and screaming at you and calling you a deadbeat and threatening to put you out on the street.  The stress starts to build.  And build.  One day, you’re trying to get some groceries after walking to two miles to the nicer store with better prices, and the clerk treats you rudely…the stress catches up and you respond rudely even though you know you weren’t raised that way.  The clerk escalates the confrontation with a more rude remark.  You then respond in kind.  The off-duty policeman in line behind you who has no idea of your life situation and didn’t hear the clerk’s first remarks sees only a customer who is causing a scene.  He decides to intervene and calls in your information after pulling you aside for a “stop and frisk”.  He’s only doing his job.  He just thinks it’s simple…and there’s nothing simple about poverty or despair.  The dispatcher informs him that there is a warrant out for your arrest for the unpaid tickets.  So, he arrests you.

You don’t have the money to pay the ticket.  So you sit in jail because you have more time than you have money.  Your four kids are at home without supervision. Oh, did I forget to mention that in the midst of all of this, you’re trying to raise four kids?  Where’s the dad? Oh he’s in prison.   One of the kids acts up at school.  Social Services find out they’re living at home without an adult…looked in on by a sympathetic neighbor.  They take your kids.  When you finally get out of jail after serving 30 days among murderers and gang members, you still don’t have a driver’s license because you don’t have a job to earn enough money to get it reinstated.  You can’t get a job because no one will hire you without a driver’s license.  You have no electricity at your apartment.  Your landlord started eviction papers on you while you were in jail, and you will be on the street in about five days.  You can only get five days worth of food once a month from the pantry because somebody figures that’s all you need and any more will enabling you.  You could probably sell that, but it wouldn’t cover what you owe the landlord. Your car is now hopelessly owned by the impound lot owner.  And your kids are spread between three different foster homes and are acting up in them and getting in trouble with the law.  Their own spiral into poverty has begun in another generation, and there’s nothing you can do about it.

And then, you are approached by a gangster who says he feels your pain and has a solution.  If you just sell a little pot for him, you will have enough money to get the license out of hock, get the power turned back on, pay your rent in cash, and get back on track to getting another legitimate job so you can get your kids back.  You can make enough in five days to stop the eviction.

At first you just sell to people you know.  Then one of them brings someone you don’t know.  She turns out to be an undercover police officer.  You get busted with possession with the intent to deliver…and that means prison and criminal record.  Nobody hires people with criminal records anymore, and everyone now does a thorough background check before they hire.  You are done.  And you aren’t even forty yet.

Oh, this is an extreme case, you say? Oh, this is the exception and not the rule? No, it isn’t.  And it all started with a tail light being out and not having the means to fix it. It takes more than boot straps.